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Agriculture Loans

Real Estate Mortgages 
If you're looking to purchase a farm, buy more land, or refinance, you can be sure Citizens State Bank's combination of in-house products and Farmer Mac products will be very competitive.  We tailor loans to meet the needs of the customer by offering fixed and variable rates as well as annual, semi-annual, quarterly, or monthly payments.  Additionally, Citizens State Bank is one of only a handful of banks in the area that is actively using the Farmer Mac I program, which gives us the ability to offer loan terms as long as 30 years. 

Whether it's backgrounding, feedlot, or livestock breeding, our livestock loans can be tailored to meet your needs.  Adjustable and fixed rates are available and we'll work with you to structure a payment plan that coincides with your unique cash flow.

Equipment and Machinery
Our term loans can provide you the ability to purchase equipment and/or other items to improve your operation.  These loans offer competitive rates yet are flexible enough to work with your unique cash flow. 

Operating Loans/Lines of Credit 
Terms are determined based on your specific scenario, repayment plans fit in with your cash flow stream, and feature competitive fixed or variable interest rates.

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